I have a question for all the folks who are currently retired. How do you cut costs and save money in retirement? I'm gathering savings tips for a story on The Penny Hoarder, so your responses may be included! Thanks in advance!

I have a balance with a credit card with 20.74% interest rate. I have a credit score of 765. Would if be helpful for me to get a new credit card that offers 0% for 15 months? I really dont want to mess up my credit score if I open a new account.

I hit my neighbor's parked car. No one else was involved but me. I took pictures. The cars both got scraped. I figured mine is worse than hers and that both looked like something that could be sanded out. I figured I'd owe her $200 or so. She got estimates for $800 and $1800...

We are trying to understand how an annuity works exactly and not able to find much info. Fiance has a 25,000 annuity that he can cash out at 59 1/2, he is 58 now. Contemplating if it is a good idea to cash it out now to pay off a 15,000 (at 10% interest) child support debt. ...

Hey, I need more information on how does building credit with credit card works? I never understood it. What does it mean to only spend 30% off the card? If that makes sense. Anyone with accurate info about this would be greatly appreciated.