Here’s an Easy Way to See Whether You’re Overpaying for Car Insurance

Cars drive past a sculpture of cars.
Chris Zuppa/The Penny Hoarder.
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For many, car insurance is just one of those things we have to pay. Because, just like the electric bill and phone service, we need it, right?

There’s no getting around car insurance, unfortunately. And if you really want to get the best price on car insurance, experts say you should be shopping twice a year.

OK, we can hear you laughing from here. Who has time to do all that? But insurance companies take a lot of factors into consideration, and they change all the time.

Thankfully, a free website called The Zebra will do the shopping for you — in just two minutes. 

All you have to do is enter basic information about your car and driving history. Then The Zebra compares prices from more than 100 companies to find you the best price.

We talked to Artie Januario, who found new insurance through The Zebra and managed to knock off $30 a month — or $360 a year — from his premium.

“It had been my agent telling me I was getting a good rate,” he says. “Whereas with The Zebra, I can get a good rate for myself, because I know what I can control.”

The Zebra says it saves its users up to $670 a year.

If you find a policy you like, you can sign up online instantly.